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A home inspection usually rides on a condition in your offer. That gives you a short window to look hard before the deal firms up. The inspector checks what can be seen and reached that day: roof, attic, foundation walls, furnace, electrical panel, visible plumbing and the slope of the lot. In winter, snow on the roof and ice along the foundation hide a good share of that list. A fair report says plainly what the inspector couldn't see.
Who may do the job changes at provincial borders. British Columbia licenses home inspectors through Consumer Protection BC and makes them carry insurance. Alberta licenses both the inspector and the company, and you're owed a written contract before the visit and a written report after it. Quebec is phasing in a Régie du bâtiment certificate for inspectors who check homes ahead of a sale. Wherever you're buying, ask what licence or membership the inspector holds.
Ask one more thing: does the company also sell repairs? An inspector with a crew waiting in the truck has a reason to find work, and we'd rather hire one who doesn't.
Our listings show what every inspection firm puts on its own website. Choose your province, then the city where the house sits, to find inspectors who work there.
The visible parts of the house: roof covering, attic and insulation, foundation walls, the furnace or heat pump, the water heater, the electrical panel, plumbing you can see, and the grading and eavestroughs that carry water away. In Alberta, the written contract has to list what gets inspected. An attached garage is included, but a shed or other separate outbuilding counts only if the contract names it. Read that list before you sign.
Anything the inspector can't see or reach, like the inside of finished walls, a roof too icy to walk, or a basement corner packed with boxes. Mould and asbestos checks are often separate, and in British Columbia and Alberta the contract has to say whether they're included. If the attic holds loose, pebbly vermiculite, Health Canada says it may contain asbestos and is safest left undisturbed. An inspector can flag it, but testing it is another job.
Not in British Columbia or Alberta. A licensed BC inspector's contract can't limit what they owe you if they get the job wrong. Alberta also bans a clause that caps what they owe or cuts short your time to claim. Elsewhere, read the contract for a line that caps damages at the fee you paid, and ask to strike it before you sign.
A sewer camera on an older house with big trees out front, and a well water sample and septic check on a rural lot. Radon is the odd one out. Health Canada doesn't recommend a radon test during a sale, and it says only a test lasting months shows the real level. It suggests testing after you move in, and it tells sellers to test before they list. Book the other add-ons with the inspection so they fit inside your condition deadline.
Because of how Quebec's legal warranty works. The seller answers for hidden defects, even ones the seller never knew about. A defect a careful buyer could have noticed on a visit isn't hidden, though, and the warranty won't cover it. A thorough inspection finds those before you sign. Watch for an offer that says the sale is without legal warranty, at the buyer's risk. Then the inspection is most of the protection you'll get.